Last updated: October 12, 2026

This policy describes how the Prextor application ("the app"), developed by jxarc, handles its users' information.

1. Information we collect

We do not collect personal information. The app does not require an account and does not send the data you record to our own servers.

The app shows ads through Google AdMob. To show and measure those ads, the Google SDK may automatically collect device information, such as the advertising ID, the IP address (from which an approximate location is derived), ad interaction data and diagnostic information. See section 4.

2. Information you store in the app

The data you enter —people you lend to (name, ID number, phone, address), loans, interest, installments and payments— is stored only on your device. We have no access to it, and it is not sent to our own servers or to third parties.

If you record other people's data, you are responsible for having their permission and for using it only to keep your accounts with them.

3. Backups

You can save your data from Settings → Save backup. A .Prextor file is created in the location you choose with the Android file picker (for example Google Drive, your storage or a messaging app); you decide where to keep it and who to share it with. That file contains your clients', loans' and payments' data: keep it in a safe place. You can restore it with Settings → Restore backup.

Also, if Android backup is turned on, the system may include the app's data in your Google account backup, depending on your phone's settings. Google manages that backup with your account; we have no access to it.

4. Third-party services

We do not sell or share the data you record in the app. The only third-party service is Google AdMob (Google LLC), which shows ads and processes data under its own policy:

• Google Privacy Policy: https://policies.google.com/privacy
• How Google uses information from partner apps: https://policies.google.com/technologies/partner-sites

You can reset or delete your advertising ID, or turn off personalized ads, from Phone settings → Google → Ads (or Privacy → Ads, depending on the device).

5. Permissions

• Internet and advertising ID: used only by the ads SDK.

The app does not use the camera, location or contacts, and does not ask for storage permissions: backups use the system file picker.

6. Security

Your data stays in the app's private storage. We recommend protecting your phone with a screen lock.

7. Data deletion

Uninstall the app or clear its data from Settings > Apps > Prextor > Storage > Clear data. Backup files you saved remain where you saved them until you delete them.

8. Children

The app is not intended for children under 13. We do not knowingly collect information from children.

9. Changes to this policy

We will publish the new version at this same address and update the "Last updated" date.

10. Contact

Write to us at jxarc.dev@gmail.com.